Education Loan
What about surprising your family this year by taking them to Bali…? Or what about rewarding yourself with a six-night-seven-day holiday to Australia? After all, you have worked very hard to get here….. you deserve a break!
If you are a salaried individual, professional or an entrepreneur, this is your opportunity to pursue that leisure trip this year. We finance up to 70% of the cost of ticket and tour expenses.
All we need is proof of your income and/or reference/guarantee from your employer/individual acceptable to us.
Depending on your income and your need, a loan of NPR 50,000.00 to NPR 300,000.00 can be availed of at a very competitive rate of interest. Repayments are calculated on an Equal Monthly Installment (EMI) basis that goes easy on your monthly budget.
You can repay the loan over a period of 12 months. You also have an option of prepaying your loan and all you will be charged is a low 1% on the outstanding amount.
So, if you are 25 years (or more) of age or have been in business for at least 2 years and are looking for options for traveling, walk in to our nearest office and get a travel loan approved for a nominal processing fee. We guarantee a decision on your application within 48 hours of receipt of your completed application.
Our credit & marketing officers will be pleased to provide further information.
Terms & Conditions
- Corporate Guarantee of business houses in case of business executives.
- Monthly net savings in case of self-employed individuals must be 5 times of EMI.
- Repayment period not to exceed Borrower's balance / tenor of service up to retirement in case of Employees / Salaried Employees
- Repayment is to be made in Equal Monthly Installments (interest + principal) not to exceed 75% of borrower's net income in case Salaried / Self Employed Individuals.
- A processing fee of 1% will be charged on the Financed Amount
