Interest rate as on 892010

Interest Rate as on - 8/9/2010 [ Back ]

............................................................ INTEREST RATES *.................................................................

EFFECTIVE FROM August 09,2010 (Shrawan 24,2067)

Types of Deposit	Rates per Annum
NPR Saving	Royale Saving	4.50%
	Normal Saving	4.00%
	Pewa Bachat Yojana	6.00%
	Yuba Bachat Khata	4.00%
	Shareholders Account	6.50%
	Samman Bachat Khata	8.00%
	Uchha Skichha Nikchhep Yojana	8.00%
	Mach 7 Deposit	7.00%
Sopan(Ladder Deposit)	Above 1 lakhs to 5 Lakhs	7.00%
	Above 5 lakhs to 10 Lakhs	8.00%
	Above 10 Lakhs to 25 Lakhs	9.00%
	Above 25 Lakhs to 50 Lakhs	10.00%
	Above 50 Lakhs	11.00%
Salary Scheme	Salary Mgmt. Account	6.50%
FCY SAVING	US Dollar Saving	1.50%
FIXED DEPOSITS	Above 3 Months	9.50%
	6 Months Lakhs	10.00%
	9 Months	10.50%
	12 Months	11.50%
	24 Months	11.75%
	Above 24 Months	12.00%

Interest Rates on Loans and Advances

Types of Loans and Advances	Rates Per Annum
Overdraft/Working Capital	13.50% to 16.50%
Demand Loan	14.00% to 17.00%
Trust Receipt/Importers Loan	12.00% to 15.00%
Short Term Loan	13.00% to 16.00%
Term Loan	14.00% to 17.00%
Export Finance	12.00% to 15.00%
Hire Purchase Loan
Private	13.50% to 15.50%
Commercial	16.00% to 18.00%
Home Loan
Upto 5 Years	13.50%
Upto 10 Years	14.50%
Upto 15 Years	15.50%
SME Loan	13.00% - 16.00%
Mortgage Loan	17.00% to 18.00%
Privilege Loan
Term Loan	10.75% to 13.75%
Overdraft	10.99% to 13.99%
Loan Against
Ist Class Bank Guarantee	12.00% - 14.00%
Our Fixed Deposit	plus 2.50%
Others Fixed Deposit	plus 3% or 14.00%
Government Bonds	12.50% - 14.5%
Foreign Currency Deposits	12.50% - 14.5%
Loan against Shares & Bonds	16.00% to 17.00%
Deprived Sector Loan	8.00%** to 12.00%
Education Loan	15.00%
Foreign Employment Loan	15.00%
Other Loans: Personal Loans	17.00% to 18.00%
Consortium Loans	As per consortium decision

* Rates are indicative only. ** to Micro Finance Institutions only.

Note: Interest on Saving Deposit will be paid above stipulated threshold balance quarter end of the Nepalese Calendar (i,e Ashad, Aswin, Poush, Chaitra)