Product Features:-
a) This is a saving account.
b) The “Ladder Deposit” may be opened with a minimum balance
of above NPR 100,000.00
c) The account will provide interest @ 7% to maximum 11% per annum
with interest calculated on a daily balance and the interest credited
on a quarterly basis depending upon the amount.
Range Rate
Above 1 lakhs to 5 lakhs 7%
Above 5 lakhs to 10 lakhs 8%
Above 10 lakhs to 25 lakhs 9%
Above 25 lakhs to 50 lakhs 10%
Above 50 lakhs 11%
d) This account can be opened in Local currency only.
Other features:
a) Cheque Books will be issued as per bank’s rule.
b) The account statement, upon request of the client, will be delivered
at the counter (collect).
c ) All other rules of bank set for Savings account shall be applicable
to this account.
d ) This account will have following limitations or restrictions (which
needs to be put in the Account opening form):
i) The account can be opened with a minimum account opening balance of
NPR 100,000.00.
ii) Anywhere Banking Facility will be available to this account type.
iii) 50% discount in Locker Charge .
iv) Free Net Banking for account operators.
v) Free ATM issuance Charge. No supplementary card will be given.
vi) Mobile Banking will be provided free of Charge.
vii) Account Holder's Telephone Bill Payment Service will be free of Charge.
viii) 50% Discount in TC issuance charge.
ix) Free Accidental Death insurance cover up to NPR 500,000.00
x) 50% discount in Loan Processing fees for Education Loan.
xi) 50% discount on Good for Payment charge.
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