Identification Documents:

· Citizenship certificates of applicant, collateral owners, and guarantors.

· Two passport-size photos of all parties.

· Details of father, grandfather, and spouse.

· Undivided family details.

· Relationship certificates if needed.

· Multiple Banking Declaration form (signed).

· Completed MBL Loan Application Form.

· PAN card (for loans NPR 2.5 million or above).

· Personal bank statements of borrower(s) for the last 6 months.

Security Documents:

· Land Ownership Certificate (Lalpurja) of collateral.

· Original blueprint and trace map of land.

· Char Killa Certificate from municipality or ward office.

· Approved building design (Naksa Pass), if applicable.

· Construction Completion Certificate for ready properties.

· Property tax clearance certificate and Malpot receipt.

· Consent from collateral owner’s spouse and legal heirs if third-party collateral.

· Registered mortgage deed and Rokka letter.

· Loan deed, promissory note, and set-off letter.

· Tri-party agreement (if apartment/house under development).

· Valuation report from MBL-authorized valuator.

Income Documents:

· Salary letter from employer.

· Rental income documents (Lalpurja, lease contract).

· Pension patta.

· Registration and income certificates for self-employed professionals.

· Business registration, PAN/VAT certificates, financials, and tax documents.

· Foreign employment proof (bank statements, remittance slips, employment certificate, passport, visa).

· Agricultural income proof (land ownership and verification letter).

· Bank statements showing income for the past six months and latest tax receipts or clearance certificates.

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