Product Features/Benefits :
- Interest Rate: Click here to view
- Interest Payment Frequency: Quarterly
- Minimum Balance: NPR 15,000 (Locked)
- Cheque Book: Not available (supports green and paperless banking)
- Account Statement:
- Default E-statements
- Monthly E-statement provided
- Paper statement free once a year (additional on request with NPR 300 fee)
- Locker Facility: 50% discount on locker charge (first year only)
- Mobile Banking: Free subscription/renewal for 5 years
- Internet Banking: Free subscription/renewal for 5 years
- Debit Card: Free first-year subscription
- Credit Card: Free subscription for first year
- Smart Dollar Card: 50% discount on issuance fee
- Prepaid Dollar Card: 50% discount on issuance fee
- DEMAT: Free subscription/renewal for 5 years
- Mero Share: Free subscription/renewal for 5 years
- C-ASBA: Free for 5 years
- ABBS Facility: Free
- E-commerce Activation: Free activation for Debit/Credit/Dollar cards
- Smart Loan: Available for eligible customers
- Eligibility: All Nepali citizen
Specific Features of Green Deposit Account:
- Processing Fee: 0.25% discount on Auto Loan processing for EV purchase
- Premium Rate: Lower-end interest rate (1.00%–3.00%) on EV Auto Loans
- Eco-friendly Loans: Easy access to green financing (agriculture, water conservation, eco-products, etc.)
- Green Certificate: Recognition with MBL Green Initiatives Report
- Paperless Onboarding: Encouraged for sustainable banking