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Machhapuchchhre Bank Limited
MBL Education Loan

Product Features/Benefits:

  • Competitive Interest rate.
  • Quick Turnover Time: Approval within 7 days of submission of all required documents.
  • Flexible Tenure: Maximum 12 years, including maximum 5 years moratorium period.
  • Financing Percentage:  Loan limit can be approved upto 70% of Fair Market Value of real estate collateral or 80% of total education expenses (tuition fee, living expenses, overseas health insurance expenses, travelling expenses and other related expenses) during course period whichever is lower.
  • Loan size:  Minimum: NPR. 200,000; Maximum NPR. 6,000,000 or total expenses whichever is lower.
  • Loan processing fee: 0.75% of the loan amount.
  • Pre-payment charge: Pre-payment can be made with nominal charge @ 1%, however pre-payment charge @ 3% will be levied in case of SWAP.

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