Overview

MBL Mahila-U Loan is designed to promote employment opportunities and enhance access to finance for women, particularly in rural and semi-urban areas. The product also aims to diversify the Bank’s risk and develop a base of potential SME customers, recognizing that today’s micro-entrepreneurs can grow into larger business entities in the future.

Eligibility

•    Nepalese women (individuals or groups)
•    Minimum age: 21 years at the time of application
•    Loan must be repaid before the borrower reaches 65 years of age (for individual borrowers)

For business units

•    Must be registered with the Department of Small Industry or other competent authority as per KYC norms
•    The Borrower must be literate and capable of recording business activities
•    Joint applications allowed; at least one borrower must meet the eligibility criteria (joint borrowers may include undivided family members or third-party partners)

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