MBL Credit card provides a revolving line of credit, the size of which is generally determined by the income source, financial history and other requirements as per regulation determined by the Management of the Bank and Nepal Rastra Bank (NRB) from time to time. The cardholder can use a card to make payments for goods and services at merchant locations through Point of Sale (POS) terminals and can also use in ATM for cash withdrawals and balance inquiry. The cardholder may pay the full amount billed on the card account or a minimum payment of 5% or NPR 1,000/- (whichever is higher) on the outstanding amount every month within due date to settle the line of credit utilized. The loaded features of MBL Credit Card makes it one of the Best Credit card in Nepal.