Overview
Life doesn't wait - and neither should you. The MBL Credit Card gives you the financial flexibility to buy what you need, when you need it, and settle on your own terms. With a revolving credit line tailored to your income and financial profile, MBL puts purchasing power in your hands - instantly, responsibly, and in full compliance with Nepal Rastra Bank regulations.
A billing cycle built around your life.
Enjoy up to 45 days of interest-free credit - shop through the billing period and settle at the end, giving you the breathing room to manage your finances without pressure. Pay the full amount, or simply the minimum - 5% of the outstanding balance or NPR 1,000, whichever is higher - and carry the rest forward at your convenience.
Every feature you'd want. All in one card.
Your MBL Credit Card is loaded with features that make everyday spending smarter and simpler - use it at POS terminals, on e-commerce platforms, or at ATMs for cash withdrawals up to the NRB-prescribed limit. It's accepted across Nepal, India, and Bhutan, and links seamlessly with your digital wallets for a fully connected payment experience.
Speed and control at your fingertips
Through MBL's M-Smart mobile banking app, you can check your statement anytime, block or unblock your card instantly, and stay on top of every transaction - error-free, effortless, and always in real time. And with MBL's quick credit card processing, you get your card faster than you'd expect.
One card. Complete financial freedom.
Features
Accepted at merchant locations and ATMs in Nepal and India.
Network Scheme: VISA
Provides short-term credit for cardholders.
Convenient and secure for payments.
Flexible payment option: Minimum 5% of due amount.
Cash advance facility as per NRB directives.
E-statement facility for easy account tracking.
Card validity: 5 years.
Free issuance fee: Insurance Fee waived for applications submitted in groups of five or more.
Eligibility
- Salaried individuals.
- Remittance Income.
- Self-employed individuals.
- Retired individuals receiving a pension.
- Account holders/depositors.
- Existing credit customers.