Overview
Your MBL Debit Card is more than just a way to pay - it's your everyday financial companion, built for the moments that matter. From withdrawing cash at an ATM to shopping at your favourite store or checking out on an e-commerce platform, your MBL Debit Card works wherever life takes you.
We issue both Visa Debit Cards under the international network and NepalPay Debit Cards under the domestic network - giving you wide acceptance across all ATMs and POS terminals in Nepal, as well as in India and Bhutan with your Visa card.
Spend with confidence, every time
Security is at the heart of every MBL Debit Card transaction. We fully comply with Nepal Rastra Bank security guidelines, Visa and Discover network standards, and PCI-DSS - the global gold standard for card payment security. That means whether you're tapping at a POS terminal, withdrawing cash, or shopping online, your money and your data are always protected.
One card. Three ways to use it.
Cash withdrawals at ATMs - POS payments at thousands of merchants - secure e-commerce transactions at domestic e-commerce platforms across Nepal, India, and Bhutan. Simple, trusted, and always in your hands.
Features
Wide acceptance in all VISA branded ATMs and POS outlets
EMV chip-based car for security
Validity: 5 years
Secure and easy online payment (e-commerce) activation upon request
Debit Card Types
- MBL Visa Debit Card (Domestic): Valid in Nepal and India only
- MBL Instant Card: Quick-issue card with the same functionality as a regular MBL
Transaction Limits
| Transaction Limit | Domestic | |||
| Within Nepal(in NPR) | Within India(in INR) | |||
| ATM | POS | ATM | POS (General Expenses) | |
| Per Transaction | 20,000/- | 400,000/- | 10,000/- | 100,000/- |
| Per Day | 50,000/- | 500,000/- | 15,000/- | 100,000/- |
| Per Month | 300,000/- | 100,000/- | 100,000/- | 100,000/- |
POS purchase transaction limit in Hospitals, Hotels & Pharmacy Shops of India for Visa Debit & Credit cards of the Bank:
| POS Transaction Terminal / Location | Maximum Per Transaction Limit | Per Day Transaction Limit | Monthly POS Transaction Limit |
| Hospitals, Hotels & Pharmacy Shops | INR 200,000.00 | INR 500,000.00 | INR 3,000,000.00 |
Customers should provide copy of bills to the bank after return.
POS purchase limit for general expenses (other than Hospitals, Hotels & Pharmacy Shops) in India from payment cards would be INR 100K per transaction/per day/per month.
Cash withdrawal limit from ATMs in India is same, i.e. INR 15,000.00 per day and INR 100,000.00 per month and limitation is as per English Calendar month.