Insta Pay Facility

Insta Pay is a value added product of MBL under credit card for the financing of the consumer durables. With Insta Pay, you get to purchase varieties of home appliances, electronic gadgets, furniture, jewelries, and many more.  


Frequently Asked Question:

1. What is MBL Insta Pay?

MBL Insta Pay is the product under credit card for the financing of the consumer durables where customers can enjoy facility to buy their item of interest and pay on EMI.


2. How will I get started with Insta Pay?

To use our Insta Pay facility, you first need to have MBL credit card, once you have credit card limit on your hand, you simply need to fill up Insta Pay application from and submit it to your nearest branch of   Machhapuchchhre Bank Limited.


3. What documentation do I need to provide?

You need to provide quotation of goods/services you are willing to buy along with Insta Pay application form.


4. How does my installment option works?

Once you are approved to get Insta Pay facility from bank’s side, your credit card limit shall be blocked and converted into EMI. Your limit gets released only when you pay your monthly installments.


5. How will I pay back my EMI?

Bank will auto-enable standing instruction on your saving account to enable debit of monthly payments for EMI. Please make sure you keep sufficient balance in your account to cover for EMI amount.

In case you don’t maintain account or do not have sufficient balance in account or wish to pay the amount early, you can pay by filling credit card voucher from nearest MBL branch.

In addition, you can also pay your Installment from Connect IPS, Esewa, Mobile Banking of different banks and FI’s and Internet Bank.


6. What charges I need to pay to avail Insta Pay Facility?

You will be charged certain upfront fee on the basis of tenure you choose to avail Insta Pay Facility. On certain circumstances, your merchant shall pay the bank on your behalf.

Upfront fee differs with the price of product/service and tenure you choose to repay all your EMI’s.


7. How will I get notified for the payments of my Installment?

You will get your monthly statement on 6th of every English calendar month in your email and you are supposed to pay it by 20th of the same month. If  part payments, financial charges will be levied in the total outstanding amount from the installment date @ 2% PM.


8. What happens if I won’t be able to pay my installment on time?

Bank shall charge you interest and late payment fee on the basis of your overdue date.


9. What is the minimum and maximum purchase amount on which I can avail Insta Pay?

Minimum purchase amount to avail Insta Pay will be NPR 15,000 and maximum amount will be NPR 1,000,000


10. How do I know my eligibility limit for Insta Pay?

You are eligible to get the products worth twice of your credit card limit. If you wish to buy products of more than your eligible limits, you need make down payments to the merchants accordingly.


11. What are the repayment tenure options for Insta Pay facility?

You have an option to select the repayment tenure from 6 months to 36 months.


12. What are the items I can buy using Insta Pay?

  • Purchase of Home Appliances
  • Purchase of Electronic Gadgets
  • Purchase of Holiday packages
  • Purchase Furniture and Furnishing items
  • Purchase Gold and Diamond Ornaments
  • Purchase Bike and Scooters
  • Payment of Insurance Premium
S.N Merchant Name Address Goods Contact Details
1 7+7 Mobile House Samakhusi Kathmandu All Brand Mobile 9851021627/014364552
2 A to Z Online Bazar Pvt ltd Putlisadak, Kathmandu Online All Brand Mobile,Home Appliance etc 01-4222104 / 9851112104
3 A.B.C. Suppliers Biratchowk, Morang,Nepal Samsung, LG Home Appliances 9852041536
4 Aabhushan crafts Naxal,bhagwati marg Jewellery gold and diamond 9851043097
5 Abu trade link Dhangadi Nepal Electronic brands 9868422662
6 Amit Impex Damak-6 Jhapa, Nepal All Brand Mobile & Home Appliance 9852675700
7 Arun electronics Biratnagar  morang Electronic appliances 9852020157
8 Ashmi Jewellers Newroad, Kathmandu Gold, Silver & Diamond Jewellers 9851189764 / 01-4224905
9 Balaji Furnishing Center Damak-11, Jhapa Furniture & Furnishing 9852655156
10 Bela Motors Kathmandu-5, Nepal Bella Scooters & Bikes,Tricycle 9851063224 / 9841642777
11 Bibha Laxmi Jewellers Biratchowk, Morang,Nepal Jewellery 9811039782
12 Buddha Group of Electronics Gwarko,kathmandu Home Appliances 9802937531
13 Colour Wave Mobile Center Chardabato, Banepa All Brand Mobile 9851162933
14 Cyber Zone Damauli-2,Tanahun All Brand Mobile 9846133999
15 Design City Nepal Pvt Ltd Sanepa Hometheater,Projectors 9818448212
16 Dhiraj suppliers Mirchaiya shiraha Baltra,TCL,ACs & electronics  
17 Digital mobile center Prithivi chock, pokhara All kinds of mobile 9856035446
18 Dipesh Infosys Dhangadhi, Nepal Computer, Laptop, Printer & electronics items 9851168979
19 Easy Mobile Care Newroad, Kathmandu All Brand Mobile 9851045133
20 ECO Infinity Maitighar, Kathmandu Electric Scooter 9801230007
21 Electro world Gorahi Dang Home appliances 9847842222
22 EVO Store Lalitpur I phone Mobile 9851036757
23 Folliderm Health Care Pvt Ltd Baluwatar, Kathmandu Hair Transplent/Skin Clinic  
24 Furniture Hub Pvt Ltd Chappal karkhana, Kathmandu Furniture item 9861696199
25 Gaire Mobile and Laptop Care Center Tansen,-04, Palpa MI Mobile 9857060005
26 Generation Next Communication Pvt Ltd Sherpa Mall Durbarmarg, Kathmandu I phone Mobile/ Dell,Apple Laptop 9851139794
27 Good Will Electronics Kasaki, Nepal Samsung,Whirlpool, CG, TCL & Godrej 9856011700
28 H.S Electronics Pepsicola ktm Home appliances 9851055946
29 Hard Hat Trading Pvt Ltd Khusibu, Kathmandu Helmet & Accessories 9851027524
30 HIM Electronics Pvt Ltd Durbar marg,kathmandu Samsung mobile and Home appliances 9851279022
31 Home Service Nepal Pvt Ltd New Baneshwor, Kathmandu Online All Brand Mobile,Home Appliance etc 9849168257 / 9851022980
32 I Hub Pvt Ltd Babarmahal, Kathmandu Oneplus Mobile 9851093205
33 IMS Connect Kamaladi, Kathmandu Samsung Mobile 9802004633
34 IMS/Smart Kamaladi, Kathmandu Samsung Mobile 9802004633
35 Jam Rose Traders Dharan 7 sunsari Mobile phones 9802776601
36 Janata Traders Damak-11, Jhapa All Brand Home Appliances 023-584033
37 Janata Trading Center Damak-11, Jhapa All Brand Home Appliances 9852677772
38 Janta ghadi radio center Aanbukhaireni,biz bazzar tanahun Timex,samsung,himstar  
39 Jaya Durga Electronics Center Biratchowk, Morang,Nepal Samsung, LG 9852041542
40 Jisan Store Rajbiraj-04 Samsung,MI,VIVO,Oppo Mobile 9804731720
41 Jyoti Shree Pvt.Ltd. Babarmahal, Kathmandu Solar, heater and Printer 9851112425
42 Karuna Interior Pvt Ltd  Gairidhara, Kathmandu Furniture Item 9841277953
43 Kohinoor furniture Pepsicola ktm Furniture and funishing 9844148227
44 Kumari Home Appliances Chabahil LG,Samsung Home Appliances  
45 Lucky jewellers industries Narayanghat, chitwan Jewellery items 9851097245
46 Mahalaxmi electronics Dharaan-9 sunsari TV, Freez,A.C,fan,filter 9842167499
47 Mani TV Center Narayanghat,Chitwan Home Appliances 9845044715
48 Namuna Electronics Dhangadhi, Nepal Home Appliances & Electronics Item 9858420631
49 Naresh mobile center Myagdi nepal Samsung,MI,VIVO,apple,nokia,huwai phones 9847624018
50 National Suppliers Biratnagar-7, Morang battery , fan, A.C, Heater and Cooler 9852023194/984249969
51 Nava Jeevan Traders and Suppliers Bhimdatta-4, Kanchanpur Samsung,CG,Yasuda Home Appliance 9848745672
52 New Denish Electronics Suryabinayak, Bhaktapur All Brand Mobile & Home Appliance 9851143197
53 New laxmi emporium Bharatpur Chitwan Gold 9855057046
54 New Lokman & Sons Bharatpur, Chitwan Diamond and Gold 9855055412
55 New Saptakoshi Electronics Itahari Sunsari, Nepal Samsung & Himstar Electronics Item 9842035670
56 New Sarasawati Electronics Dharan-12,Nepal TV, Freez and A.C 9852049543
57 New Super Star Enterprises  Sukrapath, Kathmandu LG, Samsung,panasonic Home Appliance 01-4242000/9851041437
58 Newmar Digital kathamndu-32 Home appliances  
59 OLA Electronics Pvt Ltd Triveni Complex Putlisadak Huawei Mobile 9801248181 / 9801248151
60 Om Sai Enterprises Biratnagar , Morang Home appliances 9852025564
61 ORBIT  International Travel Pvt Ltd Kammal Pokhari-30, Kathmandu Travel and Tour Package 9851018552
62 Pathivara implex Birtamod-6 jhapa Samsung products 9842717424
63 Peoples Mobile Hub Newroad, Kathmandu All Brand Mobile 9851135126
64 Raksha Jewellers Thapathali, Kathmandu Jewellery items 9844457242/9854026871
65 Rupakot int's Travel Gairidara-1 ktm Holiday pacakge  
66 S & kiwi Doors Textile Dhumarahi Furnitures,Doors 9851188912
67 S R electroncs  Damauki tanhaun LG brands , washing machine,fan,LCD  
68 S.K.Furnishing Flooring &Electronics Rajbiraj,Saptari Furniture & Refrigerator, Television 9804741818
69 S.M mobiles and parts center Rajbiraj saptari oppo,vivo, nokia,mi,samsung 9816729281
70 S.N Joshi & Sons Co Pvt Ltd Patan Hospital Road, Nepal SB Furniture 9802072012
71 Samsara Holidays Lazimpat, Kathmandu Holiday package of foreign countries 01-4006666 / 982000658
72 Sargam Varieties bhadrapur Hitache,Sony Home Appliance  9852679179
73 Shiv Shankar Traders Ghorahi-15  Dang Samsung,MI,VIVO,Oppo,I phone Mobiles 9847842222
74 Shivam trading and business house Rajbiraj saptari TV and refrigerator 9852823551/9804704504
75 Shree Ganesh Stores Tansen-2 ,Palpa Samsung,MI,VIVO,Oppo Mobile 9857060223
76 Shrestha and Brothers Damak-08, Current Damak-06, Jhapa Furniture and Furnishing Items 9802740620/023-582640
77 Shrestha Time & Sound services Beni myagdi Home appliances 9857640025
78 Shrestha Traders Ghorahi, Dang All Brand Mobile & Home Appliance 9812850131
79 Silicon Valley trading concern Jhapa Home Appliances & Electronics Item 9852676330/9801405770
80 Subin auto mobile Tanahun Scotter,bike,helmet and spare parts  
81 TV World New Baneshawor, Kathmandu Home Appliances 01-4780343/4780230
82 Ugratara Technical Goods Dhangadhi, Nepal Computer, Laptop, Printer 9858420667
83 Ugratara Trading House Dhangadhi,Nepal Computer, Laptop, Printer 9858515157
84 Universal Electrocom Tripureshawor,  Kathmandu Hitache Home Appliance  9801001932
85 Vastel Impex Pvt Ltd Thapathali, Kathmandu MI/Xiaomi Mobile 01-4101528 / 9841885531


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