Notice/News Publication |
Overview
MBL Subsidized Loan is offered in accordance with the parameters outlined in Nepal Rastra Bank’s “Unified Working Procedure for Interest Subsidy on Subsidized Loans, 2075 (UPISSL)”. The product covers various subsidized loan schemes targeted at different sectors and beneficiary groups.
Loan Categories
• Commercial Agriculture and Livestock Loan (YSBK): For individuals/organizations involved in or willing to engage in commercial agriculture and livestock farming
• Educated Youth Self Employment Loan (शिक्षित युवा स्वरोजगार कर्जा): For individuals with a minimum Bachelor’s degree qualification.
• Youth Entrepreneur Loan (वैदेशिक रोजगारीबाट फर्केका युवा परियोजना कर्जा): For individuals who have returned from foreign employment within the last 3 years and have worked for at least 6 months in the same field
• Women Entrepreneur Loan (महिला उद्यमशीलता कर्जा): For women (individuals or groups) to establish enterprises and promote entrepreneurship
• Marginalized Community Entrepreneur Development Loan (दलित समुदाय व्यवसाय कर्जा): For individuals or groups from the Dalit community to promote commercial activities based on traditional skills and professions
• Higher Technical and Vocational Education Loan (उच्च र प्राविधिक तथा व्यवसायिक शिक्षा कर्जा): For students with minimum secondary level education enrolled or intending to enroll in colleges or universities in Nepal
• Earthquake Victim Home Loan: For earthquake-affected individuals intending to construct homes in coordination with the National Reconstruction Authority
• Textile Industry Loan (कपडा उद्योग कर्जा): For firms/industries engaged in textile-related activities, including design, production, and distribution
• Technical Education & Vocational Training Loan (प्राविधिक शिक्षा तथा व्यवसायिक तालिम कर्जा): For individuals seeking technical education or vocational training from institutions recognized by CTEVT